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Student loan changes that affect everyone

      One thing we know for sure is this year has been and continues to be full of changes starting in 2019 and continuing to linger on into 2021. We all thought by now things would be back to normal but we have since realized this would not be the...

Understanding Tradelines: Pros and Cons

      Understanding how Tradelines works can be the difference between having Fair credit and Excellent credit.  There are two basic kinds of tradelines (referred to sometimes as piggy backing):Parent/Spouse/Family member who adds you as a user on...