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Why would you ever want to default on your student loans?

The New York Times published a Sunday Opinion column written by Lee Siegel explaining his decision to default on his student loans.  Mr.Siegel has it all WRONG.  Ok first off…this is absurd and anyone who follows this path needs to really reconsider…let me...

How to Avoid Your Taxes Being Garnished Due to Not Paying Your Student Loans

It’s tax season, the one time the government gives back what they owe to the American people. The average working American can expect anywhere from $300 to up to $8,000 back from the Internal Revenue Service. But for some people there is a catch to this possible...

You Are Not Alone, Most Americans Are On The Wrong Student Loan Payment Plan

The Consumer Finance Protection Bureau, released statistics on student loan borrower habits and the stats are surprising. Their figures show that the majority of people are making poor repayment plan decisions. So what does this mean? It means that all the hard work...

Mistake #4…”Oh why do I have to create a Plan to pay back my student loans?”

Budgeting your student loans is crucial. By Genevieve Dobson Just like any other debt you owe you have to plan on how you will pay back your student loans.  Key to success with handling student loan debt or any debt is sitting down and calculating how much you owe and...

Understanding Your Credit

Your Credit-Whats On It? By Genevieve Dobson I was honored to be a guest blogger for Black in the Bay this month and want to share with my readers what their readers were able to learn.   Below you will get to read all about your credit, your credit score and how it...