One thing we know for sure is this year has been and continues to be full of changes starting in 2019 and continuing to linger on into 2021. We all thought by now things would be back to normal but we have since realized this would not be the...

      Understanding how Tradelines works can be the difference between having Fair credit and Excellent credit.  There are two basic kinds of tradelines (referred to sometimes as piggy backing):Parent/Spouse/Family member who adds you as a user on...

        Only a few weeks ago Biden made it pretty clear that he wouldn't be moving forward in canceling $50,000 in Student Loan debt despite the desperate need of the nation to do so. Over 43 Million borrowers suffer from managing their student...

       Sadly, over the last 4 years the Education system was run by what some seem to feel as a person who was unqualified for the job. This was after student loan debt had already reached an all time high and many borrowers were looking for help...

 What a relief to know that U.S. Secretary of Education, Betsy Devos, announced the extension of the federal student loan forbearance period to January 31st, 2021. This is great news for those who have student loans that have suffered job loss, had medical issues...